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At any one time there will be thousands of different mortgage options, only some of which will meet your needs.

Generally speaking an Independent Financial Adviser will be able to get you better terms than if you spent time contacting banks and building societies directly. We use an extensive database of mortgage products to sort through the vast range of mortgages to identify the best ones for your current circumstances.

That done, our mortgage adviser will support you through the process of actually completing on the mortgage ensuring that all the parties, solicitors, lenders and yourself have the right documentation at the right time. This is an essential part of our service as, all too often communication breakdowns lead to unnecessary delays and complications.

If you're just starting to look for a property and are unsure how much you will be paying on a monthly basis click here. If you want to know what sort of terms may be available our mortgage adviser will gladly guide you through the process. Contact us for more information.

Mortgages comprise various elements:

  • The interest rate
  • Early repayment charges
  • Higher lending charges
  • Capital repayments
  • Insurance
  • Other fees and charges

Our mortgage adviser will be pleased to explain these elements in more detail and how they affect your needs and ultimately choice of the right mortgage for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

AETC Associates Limited is authorised and regulated by the Financial Conduct Authority (
AETC Associates Ltd is registered in England & Wales under company registration number 5122573.
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