At AETC Associates we provide individuals with advice on practical and relevant solutions to help you as an individual or family to meet your financial objectives no matter how large or small, if you dont see the service you need please do get in touch.
When thinking about retirement planning it can feel quite intimidating, you may feel quite lost and not up to date on all the options available to you. It is important to go through the assortment of retirement options in understandable terms, so you can choose a plan that caters to your individual needs.
Having the freedom to work across all providers, we have the ability give unbiased advice regarding your income and any subsequent capital you may have. This gives you a range of options suited to your financial goals, making you confident in your investment and the protection of it.
We also provide and Annual Review Service, that consists of a one to one meeting with your adviser to review your current investments with us and your options going forward should you choose to make any changes.
Protecting you and your family for the future.
Our Advisers can clarify your understanding on all types of cover available to you; for individual or joint protection, the amount you wish to be covered for and for how long you wish to be covered and specifically catered to your circumstances and future needs. Our advisers are able to find the most competitive deal for you, across all provider networks.
We are certified mortgage brokers in addition to being able to help with your financial planning needs. As independent financial advisors we are free to access all mortgage providers to find the most competitive interest rate for you. Our advisors can talk you though the different types of mortgages available to you and which mortgage would be best suited to your circumstances.
If you have any mortgage queries you would like to discuss please get in touch, our advisors would be happy to help you find the most suitable option for you.
Our advisors can explain in detail the different types of taxation that may apply to you, including income tax, inheritance tax & capital gains which are all to be considered when planning your financial future. You may also need to discuss any life assurance policies you may have or need, written in trust to provide the funds to your executors to pay your Inheritance Tax bill after your death. Only after this is paid can any of your estate be distributed. We consider this a crucial stage of your financial planning for you & your family’s future which we can help you get in order.
Please be aware of the following points when using any financial services:
– The value of units can fall as well as rise, and you may not get back all of your original investment
– A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation
– Your home may be repossessed if you do not keep up repayments on your mortgage. The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
– Inheritance Tax Planning advice is not regulated by the Financial Conduct Authority
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AETC Associates (2017) Limited trading as AETC Associates is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Company no. 10127273 registered in England. Registered address 106 Main Street, Wilsden, West Yorkshire, England, BD15 0AB
AETC Associates (2017) Limited trading as AETC Assocaites is registered on the Financial Services Register https://register.fcs.org.uk/ under reference 802913
If you wish to register a complaint please email firstname.lastname@example.org.